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| | Personal Loan Finance | |
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| | General Conditions: | |
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- Maximum Loan amount $30,000 or $50,000 if the borrower has equity in real estate
- Minimum term 2 years - Maximum term 7 years
- Minor defaults acceptable (2 defaults < $5,000)
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| | Acceptable applicants: | |
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- Self Employed (1 year)
- Casual (2 years)
- Pensioners
- < 23 years old
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| | Acceptable purpose: | |
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- Asset purchase
- Business purpose
- Debt consolidation
- Family assistance
- Holiday
- Home deposit
- Home improvements
- Investment
- Taxation liabilities
- Wedding
- Any purpose considered reasonable
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